Privacy Policy

Who We Are

Gte Fondvik ("we", "us", or "our") provides AI-based data analysis and decision-support content related to savings and financial planning. This policy applies to all information collected through our website, including any pages, forms, and communications linked from it.

Information We Collect

We may collect the following categories of information:

• Information you provide directly: name, email address, phone number, and any message content submitted through our "Request information" form or similar contact channels.
• Automatically collected information: IP address, browser type, device type, referring pages, pages visited, and approximate timestamps, typically gathered through standard web server logs and, where applicable, cookies or similar technologies.
• Information from third parties: we do not knowingly purchase or combine third-party data broker information with the data described above unless explicitly stated to you at the point of collection.

How We Use Information

We use the information we collect to:

• Respond to inquiries submitted through our contact or information-request forms;
• Operate, maintain, and improve the functionality and security of our website;
• Understand aggregate usage patterns to improve site content and structure;
• Comply with applicable legal obligations and enforce our terms where necessary.

We do not use the information you provide to make automated decisions that produce legal or similarly significant effects concerning you.

Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing, we rely on one or more of the following: your consent (for example, when submitting a form), our legitimate interest in operating and improving our website, and compliance with legal obligations we may be subject to.

Cookies and Similar Technologies

Our website may use cookies or comparable technologies to support basic functionality and to understand general usage patterns. Where required by applicable law, we will request your consent before placing non-essential cookies and will provide a mechanism to manage your preferences. You can also configure your browser to refuse cookies, though this may affect certain website features.

Sharing of Information

We do not sell personal information. We may share information with:

• Service providers who support our website hosting, form processing, or related technical operations, bound by confidentiality and data-processing obligations;
• Authorities or third parties where disclosure is required to comply with a legal obligation, protect our rights, or respond to a valid legal request;
• A successor entity in the event of a merger, acquisition, or sale of assets, subject to continued protection of your information under this policy or a comparable one.

Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this policy, including responding to your inquiry, complying with legal obligations, resolving disputes, and enforcing agreements. Retention periods may vary depending on the nature of the information and applicable legal requirements.

Data Security

We apply reasonable administrative, technical, and organisational measures designed to protect information against unauthorised access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

International Data Transfers

If information is transferred to or processed in countries other than your own, we aim to ensure appropriate safeguards are applied in line with applicable data protection law. Please contact us if you have specific questions about where your information is processed.

Your Rights

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the use of your personal information, to object to certain processing, to request a copy of your data in a portable format, and to withdraw consent previously given. To exercise any of these rights, please contact us using the details provided on our website.

Children's Privacy

Our website is not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of those external sites, and we encourage you to review their respective privacy policies.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by a revised "Last updated" date at the top of this page.

Contact Us

If you have questions about this Privacy Policy or wish to exercise any of your rights regarding your personal information, please reach out through the contact channel provided on our website, or write to us at our registered address: Waldstraße 23, 76133 Karlsruhe.